Starting on 1 April 2025, a comprehensive reform of active retirement will
come into force, aimed at improving the compatibility between receiving a
retirement pension and continuing to work.
The most significant changes eliminate contribution requirements (the
requirement to have contributed for more than 36 and a half years to be eligible
for active retirement is abolished, so that it is now sufficient to have contributed
for the minimum legal period of 15 years), extend the percentages of pension
compatible with deferred retirement depending on the number of years of
deferral, and allow deferred retirement incentives to be combined with active
retirement incentives.
This change also pursues a gender-based approach and broader access for
groups with shorter or interrupted contribution histories (helping to reduce the
gender gap in pensions), as well as incentives for self-employed workers who
hire employees. Below is a brief overview of the main aspects.
Aarón Cheung Gallardo.